Sometimes they are dumb things that I know I can do like... do not contact N (NO MATTER WHAT) and some are more important things like do not turn down babysitting jobs even if you are tired or put money away.
It has really helped to WRITE EACH GOAL DOWN so that I have a daily reminder of what I am expecting of myself each day. I make sure that all my goals are LOGICAL, REALISTIC, and will not add anxiety to my life.
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In addition to the little, everyday things, I've also tried to focus on the financial aspect of being a young adult. Putting money away is key for me right now and in order to do that, I have to discipline myself so that my spending does not exceed my income. Due to the fact that my income is not fixed, I have been doing a number of things to ensure that money is being put away each month:
- I have been eating at home more
- I do not purchase things for myself unless they are needed and will be used on a regular basis (ie planner, socks, etc) This means I do not buy clothes for myself unless I am in need of that specific item or it is WAY on sale (and the money is available)!
- I have been transferring a minimum of $50 into my savings each time I make a deposit at the bank which is usually every week or every other week
- I have also set up a "Wa.y2S.ave" account with Wa.ch.ovia. to "trick" myself into saving money. The idea of "W2S" is that each time you use your debit card, Wa.ch.ovia will trasnfer $1 from that account into a savings account. In addition to those automatic transfers, you can also transfer up to $100 each month into that account. There is a maximum because the account receives 5% APY (annual percentage yeild) for the first year. There are other benefits of this savings account but I will let you read about it HERE! I have really loved it so far because I track my account electronically and I can see what is leaving and what is coming in multiple times a day if I want.
- I also changed my regular savings account into a "hig.h. perform.ance mon.ey mark.et" which receives a higher interest rate than a normal savings account. The only catch is that you MUST keep a minimum of $2500 in the account at all times. I decided this is a good thing for me because it ensures that I will have AT LEAST $2500 put away at all times.
My plan is to use my babysitting income for my regular finances such as gas, bills, food, etc and to automatically deposit my Omega paycheck into my savings account. I may need to tweak this some or switch which paycheck goes where but I feel like this will be a good way to put money away.
I am so lucky to have parents who are allowing me to live with them RENT FREE now that I am back home. Although I am usually eating at the homes I nanny in, I still eat pretty often with my parents (who refuse to let me buy groceries) so that is a HUGE weight off my shoulders and basically gives me NO EXCUSE about being able to put money away.
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I have always been a runner- I do not love running distance because I grew up sprinting but through running cross country in highschool, I have come to appreciate the benefits of long distance running. When my knees got really bad again in college, I resorted to swimming instead of running for my workouts. However, now that I'm home, its not as easy to find a gym with a pool where I can swim laps. (No, it is not safe to swim like that alone in the ocean or waterway). I have always wanted to get into cycling but it is WAY expensive and I just cant afford a bike right now so I have been getting up at 730am every morning (no matter what I have going on that day) and running between 2-3 miles before starting the day.Obviously I will up the miles over time. Sometimes I have the opportunity to reward myself by sitting at the beach for a couple hours but sometimes that just doesn't fit into the day. I have also been trying to be more aware of what I am eating (yeah I know, I go back and forth about this) and focus on possibly running a half marathon sometime in the next 6 months (MAYBE). Ive always wanted to run a marathon before I die but I'm thinking baby steps will have to do for now (ie 5 k, 10k, half, full marathon, tri???) :)
We'll see how all this goes and I may not keep recording it on here but I will try. (Yes, I know, some days I included my meals and some days I didnt- thats for me more than you) haha.
Monday
Ran 30 minutes
Tuesday
Rest
Wednesday
Ran 21:50 minutes
Thursday
Breakfast:
1/2 banana, half bagel with peanut butter
Ran 22:54 minutes
Lunch:
Salad with ham, cheese, cucumbers, raisins, italian dressing
-----------------------------------------------------------I have been choosing a bible verse to memorize every week (or 2) and putting it on my bathroom (and bedroom) mirror. I used to know so many verses by heart and I've noticed that I can often recall (portions) of a verse but couldn't tell you where to find it. I don't like not being able to help others by giving them a source when I refer to bible verses soooo I feel like this is just a great addition to my discipline regime.
This week's verse is:
"Delight yourself in the Lord and He will give you the desires of your heart." - Psalm 37:4
I am still working on trying to incorporate all of my goals into my day but here is a general list of what Im doing right now.(I have a post I'd like to do on this verse but that will have to wait)
- Do not spend unnecessarily
- Do not contact N
- Transfer $50 into savings with every deposit
- Do not turn down babysitting jobs unless already booked
- Return missed phone calls THAT DAY
- Memory verses
- Exercise most days
- exhibit love & patience to all you come in contact with
- Have a daily quiet time with the Lord
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